For more than 35
years we have protected consumers through class action litigation and
individual lawsuits. The firm emphasizes helping borrowers who have
entered into loans securing their homes. Mr. Goldstein is a member of
NACA - The National Association of Consumer Attorney.
We handle all types of cases involving consumers and we represent only consumers.
Over the last 35 years, we have been involved in several class
actions and/or individual actions involving home improvement
contractors, insurance companies, financial institutions, mortgage
brokers, and many other entities that prey on consumers.
The law firm is highly knowledgeable concerning loans covered by the
Federal Truth-in-Lending Act ("TILA"), 15 U.S.C. Section 1601 et seq.
This section allows borrowers in certain situations to cancel their
loans and repay only the net amount borrowed after deducting all loan
costs and monthly payments made on the loan. Borrowers must have
sufficient equity in their home to obtain a new loan to payoff the
balance determined after applying TILA in order to cancel their
existing loans.
We also have expert knowledge of other laws which protect homeowners
with problems with loans securing their homes: The Home Ownership and
Equity Protection Act, 15 U.S.C. Section 1639, which contains the same
protections as TILA, the California statute dealing with consumer loans
secured by real property, Financial Code Section 4970, elder abuse law
and other laws which protect borrowers.
Call our office at (510)834-6720 or contact us online for any type of consumer problem. We will let you know on the phone or by return e-mail whether we believe we can help you.